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Home Equity Line of Credit Use your home s equity to create a line of credit for funding home improvements, education expenses or any major purchase, with no closing costs.* A VisaЁ Platinum card and checks are provided for easy access to your funds, and your interest payments may be tax-deductible. (Consult your tax adviser.) Contact us online for an application packet.

*The Credit Union will pay closing costs. To qualify, the initial advance must be $10,000 or more and remain open for 24 months. If the balance is zero within 24 months of the open date, the closing costs must be reimbursed by borrower(s) and may be added to your account. State/city transfer taxes paid by borrower at closing. Closing costs do not include application fee, flood certification fee, and home value or appraisal fee. Certain restrictions apply. Home Equity Lines of Credit are offered in MD, DC, VA, WV, NY, CA, FL, GA, PA, NJ, DE, OH, VT, CT, RI and AZ. Loans are subject to approval.

Second Trust (Home Equity) Loans This loan features a low fixed rate, fixed monthly payments and a no closing costs option.* This loan is ideal for large, one-time expenses, and your interest payments may be tax-deductible. (For more information, consult your tax adviser.) Contact us online for an application packet. You may also click below to Apply

*The Credit Union will pay closing costs. To qualify, the initial advance must be $10,000 or more and remain open for 24 months. If the balance is zero within 24 months of the open date, the closing costs must be reimbursed by borrower(s) and may be added to your account. State/city transfer taxes paid by borrower at closing. Closing costs do not include application fee, flood certificate fee, and home value or appraisal fee. Certain restrictions apply. Home Equity Loans available in MD, DC, VA, WV, NY, CA, FL, GA, PA, NJ, DE, OH, VT, CT, RI and AZ. Loans are subject to approval.

Home Improvement Loans Our Home Improvement Loan can be used to finance alterations, remodeling or structural renovations to a home. Contact us online for an application packet. You may also click below to Apply

Auto Loans (New/Used Autos RVs)

New/Used Auto Loans We offer up to 100% financing on new vehicles, including tax and tags, for up to 84 months.* Used vehicle loans are available for up to 72 months. We finance up to 100% of the retail value, subject to approval. Contact us online for an application packet.

*84-month term only for new vehicle loans of $30,000 or more.

Auto Refinances Refinance a high-rate auto loan from another lender to lower your annual percentage rate, reduce monthly payments and extend your loan term. Current-year models with less than 12,000 miles qualify for new vehicle loan rates. Contact us online for an application packet.

Other Vehicle Loans We provide budget-friendly rates and flexible terms on recreational vehicles. We can even finance new/used boats and motorcycles. Contact us online for an application packet.

Auto Equity Loans Use the equity in your home to secure this low, fixed-rate loan that permits you to buy the new or used car you want, up to 6 years old, or to pay off an existing auto loan. This loan may allow you to take a tax deduction on your auto loan interest payments and may be a great way to reduce your taxable income. Flexible terms are available, and interest payments may be tax deductible. (Consult your tax adviser for details.) Contact us online for an application packet.

Consumer Loans

Personal/Debt Consolidation - This low-cost loan can be used for any purpose, such as vacations, minor home improvements, debt consolidation and more. Borrow up to $15,000 at competitive rates. Contact us online for an application packet.

Computer Loans Get the latest technology at low rates and flexible terms. Contact us online for an application packet.

Student Services Package This package is ideal for your student s* college expenses and saves you money on fees. It has a no-fee, no minimum balance checking account, free access to GEICO FCU s Online Banking/Audio Response systems, a pre-approved MasterCard Classic credit card, easy automatic transfer of funds from your account to your student s account, a Visa Check Card that doubles as an ATM card for ATMs with the STAR&Reg;, PLUS , THE EXCHANGE or Visa logo, and more! Contact us online for an application packet.

*Student must be 16 years of age or older. Parent or guardian must be joint account holder. Eligibility for these services based on parent's or guardian's creditworthiness.

MasterCard Credit Cards We offer MasterCard Secured, MasterCard Classic and MasterCard Gold credit cards with low fixed rates and no annual fees. You can also get cash advances or transfer balances on other high-rate credit cards to a GEICO FCU MasterCard to save hundreds in interest payments.