4:45 PM How to Qualify for an FHA Mortgage Loan With Bad Credit | ||||
#getting a loan with bad credit # How to Qualify for an FHA Mortgage Loan With Bad CreditAssemble a large down payment. According to HUD, FHA lenders can approve a 3.5 percent down payment only for borrowers with a credit score higher than 580. Applicants with credit scores lower than 580 must come up with at least 10 percent down. "The Wall Street Journal" reports, however, that lenders are unlikely to approve an FHA loan for an individual with a 580 credit score and just 10 percent down. The more money you have for a down payment, the better your chances in what is already an uphill climb. Trending in Your Area 
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