Mail the completed form to the address on the form. Reports ordered by mail will be processed and mailed within 15 days of receipt.В  However, please allow 2 to 3 weeks for delivery of your report.

After verifying your identity online, your credit report will be available for viewing online.В  Please note that a valid credit card may be necessary in the online process just in case you want to obtain your credit score online with your credit report.В The credit score is not a part of your credit report.В  There will be a charge for you to obtain your credit score.

While the central Internet site for ordering your free annual credit report is not intended to be used to market other credit report products to consumers (other than credit scores as discussed above), read and understand the conditions you agree to when you order your report lest you agree to receive marketing information and solicitations for other products from the credit bureaus.

Credit Scores: your credit score is not part of your free yearly credit report. If the application form for your credit report on the central Internet site is asking for your credit card information, it is likely because you have chosen to buy your credit score or one of the other products from the credit agency.