Having an unhealthy obsession with another person can sometimes lead to irrational and dangerous behavior. These actions can include following the subject around or regularly sending him unwanted gifts or letters. While this behavior may start out harmless, it becomes the crime of stalking in Florida if it causes the victim emotional distress.

In Florida, harassment and stalking are not separate offenses. Instead, the state recognizes stalking as a crime, with harassment being an activity that can lead to a person being arrested and convicted of stalking. Harassment involves a course of conduct directed at a person that serves no legitimate purpose but to cause emotional distress. An example might be sending threatening letters to a person every day. Stalking is not limited to harassment alone and can include repeatedly following a person around. It can also include cyberstalking, which involves using email or other electronic communications to harass a person.

How t ... Read more »

#Law schools online

Educating a different kind of lawyer begins with a different kind of application process. While many of the required aspects of your application to Notre Dame are similar to other law schools, the way we review you will feel different. Our NDLS Application form makes it easy to apply. Our application process goes well beyond scores and extracurricular accomplishments, since these alone don’t fully indicate whether you’re up for the challenge of serving the greater good.

Our process is designed to give you the information you need to make an informed decision, and determine if Notre Dame is the best fit for your personal and professional goals. The result of our highly selective admissions process is a small, well-rounded class with a variety of backgrounds and experiences—a class made up of some of the best and brightest candidates in the country.

A Notre Dame lawyer embodies the characteristics of exceptional moral and ethical standards, extraor ... Read more »

#Law Of Segregation - Mendel Pea Plant Experiment

Mendel Pea Plant Experiment

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Mendel Pea Plant Experiment

The Law of Segregation is based on one of the benchmark scientific experiments in genetic studies, the Mendel Pea Plant Experiment.

Save this course for later

It was a stroke of genius considering that it was performed in the 19th century.

Of course, Mendel knew nothing about the processes behind inherited behavior, but found out the rules dictating how characteristics are passed down through the generations.

The way in which he meticulously planned his experiment to generate testable. rather than observational data, is a shining example of experimental design .

Gregory Mendel was an Austrian monk studying at the University of Vienna. Like many pioneering scientists, his discoveries were largely ignored until long after his death.

Mendel's Initial Observations

< ... Read more »

Credential Awarded:

Ontario College Diploma

As a student, you'll train to become a law clerk, assisting lawyers in private law offices and in the law departments of government and industry. You'll acquire an understanding of the general principles of law and receive specific training in the skills appropriate for law clerks.

You will use your well-developed literacy skills in every course as you interpret detailed instructions, both verbal and written, and prepare a variety of legal documents and letters. Your fluency in English is critical for your success and there is a high focus on communicating effectively from the beginning of your program to graduation.

Areas of concentration include Real Estate, Corporate and Commercial Law and Litigation.

Meet all the necessary academic requirements and you will have the opportunity to participate in an unpaid field placement. This provides you with practical work experience and exposure to pot ... Read more »

to obtain jobs as lawyers.

The basic premise underlying our unique approach to ranking schools: the "new normal" for the legal job market is no longer new, it's just normal. Going to law school no longer guarantees graduates a good job, or even just a job. Given the cost of law school, potential students should prioritize their future job prospects over all other factors in deciding whether and where to attend law school. The relative quality of schools is a function of how they deliver on the promise of gainful legal employment and other desirable results. So in addition to focusing exclusively on such outcomes, ours are the only rankings to incorporate the latest ABA employment data concerning the class of .

Among these, which has a plausible prospect of paying off his student loans? A) Biglaw associate; B) Associate at small local firm; or C) Temp doc reviewer? If you answer "all of the above," there are more tha ... Read more »

#Privacy Act of 1974

The Privacy Act of 1974, 5 U.S.C. § 552a. establishes a code of fair information practices that governs the collection, maintenance, use, and dissemination of information about individuals that is maintained in systems of records by federal agencies. A system of records is a group of records under the control of an agency from which information is retrieved by the name of the individual or by some identifier assigned to the individual.

The Privacy Act requires that agencies give the public notice of their systems of records by publication in the Federal Register. Click here to see a list of DOJ systems of records and their Federal Register citations. The Privacy Act prohibits the disclosure of a record about an individual from a system of records absent the written consent of the individual, unless the disclosure is pursuant to one of twelve statutory exceptions. The Act also provides individuals with a means by which to seek access to and amendment of ... Read more »

Lemon laws will likely cover used cars if the car was covered under a certain type of warranty. Despite the fact that a used car is a much more likely candidate to be a lemon, federal lemon laws generally cover only new vehicle purchases. But there is one major exception: if the owner has received an express written warranty along with the used vehicle, then federal lemon law will likely cover the used car. An express written warranty can include the balance of a manufacturer s warranty, a separate limited warranty given by the dealer, or an extended warranty or service contract purchased from the dealer at the time of the vehicle purchase. Some used vehicles are certified by the dealer, which extends the existing warranty or creates an additional short warranty on the used vehicle. Having such a warranty will not only offer the potential for a breach of warranty claim, but federal lemon laws can also apply to the situation.

The frequency and severity of consumer problems wi ... Read more »

#Law School Admissions Requirements

An Online Law Degree Doesn't Require an LSAT to Be Useful!

The fact is that an approved law degree program prepares you for a great variety of industries and sectors, and any company would be happy to have someone with, say, a Juris Doctor, Corporate Executive Juris Doctor, Bachelor of Science in Law, or the Master of Legal Letters, on their team. Your degree qualifies you to be the authority on a number of different topics. Whatever business your employer is engaged in, they could almost certainly use a legal perspective in their business dealings, and that is precisely what you offer.

You also offer the sharp mind and trained intellect that law school instills. Some of the best minds of our nation have law degrees that did not require an LSAT, and you will rank among them with your own JD degree. While you may not have a specific application for your knowledge of law and its enforcement, your ability to understand, analyz ... Read more »

#Law School Admissions

Useful Links

Related Subreddits

• Be nice.
• Provide Info: When you ask for advice, give as much information as possible (e.g. LSAT/GPA/URM, age, where you want to practice, ties to the area, what kind of law you want to do, total cost of attendance).
• On giving advice: When giving advice, answer the question first. If both options asked about are bad, you can point that out too and explain why.

Advice here often seems harsh. Here s why: on blunt advice

Retakes are a no brainer in these circumstances:

• You scored at the low end of your PT average
• Your scores were still increasing in the weeks up to test day
• You had less than perfect on logic games

If none of these are true for you, and you re clearly stalled, then make this clear. Most people posting have retake potential.

Even 2-3 points ... Read more »

#Law Office Software for The Macintosh

Attorney at Law

Over 170 Products Listed!

Been looking for a law office software application that would make practicing law much easier? Trying to convince the senior partner to computerize the firm with easy-to-use Macintoshes? Tired of being told by Windows users that there is no law office software available for the Macintosh? Then this site is for you! There are actually a large number of excellent software tools for law office use written for the Macintosh. These software tools tend to be superior to those available for Windows.

This site is dedicated to providing you with basic information about all of the software tools written specifically for law office use for the Macintosh. (Please note: this site is NOT necessarily a resource for finding the best general purpose applications for law office use. In other words, you will not find any discussion here about which word processor to use, which hard d ... Read more »

Current through September 1,

Click on the name of a State in the table below to read the excerpted text of its basic gambling laws. Websites containing state statutes are available for all states, although they may be out of date. The excerpts presented here are taken from those websites. Gambling-Law-US.com also provides hyperlinks to those websites for most of the gambling laws that are excerpted. It may take a long time before new provisions of a state law are incorporated into the online text the state makes available. Before acting on any information contained in Gambling-Law-US.com you should get up to date and to the point advice from a lawyer.

Gambling-Law-us.com focuses primarily on the state laws applicable to lotteries, social gambling and illegal, unlicensed casino-style, or professional, gambling. Llegalized gaming, where dealt with, is covered in a more summary form.

#Privacy and Security in the Internet Age

Slide: 1 / of 1.

Caption: Cybersecurity becomes central: President Obama will tackle the issue in his State of the Union address on Tuesday. neontommy/Flickr

Skip Article Header. Skip to: Start of Article.

Community Content Author: David Gorodyansky, AnchorFree. David Gorodyansky, AnchorFree

Cybersecurity becomes central: President Obama will tackle the issue in his State of the Union address on Tuesday. neontommy/Flickr

In light of 2014’s unsettling string of data breaches and cyber-attacks, the Obama Administration is ramping up efforts to strengthen America’s cybersecurity and make it more difficult for hackers to damage our businesses, hurt our economy and threaten our freedom to information. On Tuesday, President Obama is expected to speak about cybersecurity in his State of the Union Address.

Adopted by more than 2.5 billion people in the first 20 years of its existence, th ... Read more »

#Law school textbooks

The Faculty of Law Bookstore

The Faculty of Law Bookstore is located in the basement of Falconer Hall. (FA 15, Phone: 416-978-6906). The Bookstore Coordinator is Marlene Haughton. She may be reached at 416-978-8891 or m.haughton @utoronto.ca.

During the first two weeks of term, the Bookstore is open daily from approximately 9:30 a.m. until 3:30 p.m. Subsequently, the Bookstore will be open two or three days a week. Days and times will be posted and advertised on the Faculty of Law website and in Headnotes.

The Bookstore carries casebooks, commercially published texts and a limited selection of standard legal reference works. The University of Toronto Bookstore. located in the Koffler Centre at the corner of College St. and St. George, also carries a few law books.

The Bookstore accepts bank debit cards and credit cards (MasterCard, Visa and American Express). Payment may also be made in cash but the other methods are preferred ... Read more »

#Law School Survival - How To Build Law School Outlines

If you haven't done so already, refer to "Write Your Own Outlines! " for an overview of the benefits of building an an outline from scratch. I am not just advertising my own article here, I honestly wish that all students in all levels of education would build their own outlines instead of obtaining them form another source; the benefits of doing so are substantial.

Look at the table of contents of your casebooks. You will see headings and subheadings. That is how to start your outline. Before beginning your semester, create a word document for each of your classes and saving them to a folder labeled with the year and semester, such as "Spring 2012". For each document, open your professor's syllabus and make a heading for each class scheduled. Then go through each assignment and make a subheadings in your document for notes and each case assigned to be read.

Once you do this, you will have a nice format with wh ... Read more »

#Law school requirements To qualify for the Degree of Juris Doctor (J.D.), students must:

• meet the conditions to continue as a degree candidate ;
• successfully complete the first-term course requirements ;
• complete a total of 83 units of satisfactory work;
• satisfy the program’s writing requirements ;
• spend at least six full terms or the equivalent thereof in residence;
• be recommended for the degree by the faculty.

Curriculum

After the first term, students must satisfactorily complete at least 67 units of credit. Students are free to select their own curriculum, but by graduation they must complete:

• Criminal Law and Administration;
• a course of at least two units substantially devoted to issues of legal ethics or professional responsibility (courses that meet this requirement are marked with an asterisk in the list of course offerings );
... Read more »

#Law School Basics

What's a JD degree?

The Juris Doctor (JD) degree is the graduate degree required to practice law in the United States. The JD degree is offered by American Bar Association (ABA)-approved law schools, by law schools that are not ABA-approved, and by many Canadian law schools.

• A bachelor's degree is required for admission into a JD program.
• The LSAT is an integral part of the law school admission process in the United States, Canada, and a growing number of other countries.
• The JD program is generally a three-year, full-time academic program.
• All US states accept graduation from an ABA-approved law school as meeting that state's education requirement for eligibility to sit for the bar examination.

How long does it take to get a law degree? To find alternatives to the usual three-year program, talk to the individual law school.

Earning your law degree is worth the time and effort. Check the LSAC ... Read more »

A creditor must usually have a judgment before it can execute a writ of garnishment on an employer or financial institution. However, an employer or financial institution might receive a writ of fieri facias that asks it to declare what property it has that belongs to the debtor and in what amount it is indebted to the debtor as a preliminary matter. The creditor sends a writ of garnishment to the employer or financial institution to pay off such debts as consumer credit debts, tax liens, child support, spousal support or student loans. The amount garnished is then forwarded to a court or to the creditor

Instead of garnishing wages, creditors may opt to garnish a debtor's bank account. The only limits on bank garnishment are for exemptions that mirror the federal laws on exemptions, such as not being able to garnish federal benefits. Exemptions under Louisiana law also include income from Individual Retirement Accounts, annuity contracts and pensions, meaning that a creditor ... Read more »

#What Types of Income Can Be Garnished?

Garnishment is a means for creditors to collect a portion of what’s owed to them by having the debtor’s employer pay a portion of their paycheck directly to the creditor.  However, not everyone is paid in straight wages, and not everyone’s income consists of an employee paycheck.  Those who are subject to a garnishment order may wonder what types of income are subject to garnishment.

Garnishment is governed by both federal and state law. In many cases, the federal and state laws conflict – as far as what can be garnished, as well as garnishment limits and when that happens, the law that’s the most favorable to the employee prevails.  The summary below pertains to the US federal garnishment laws, which are covered in Title III of the Consumer Credit Protection Act (CCPA.)

Wages, Bonuses, Commissions Tips

Wage garnishment is by far the most common type of garnishment.  An employee’s wages (whether hourly ... Read more »

The study of law will give students an understanding of the function and theory of the legal system. Many courses help students develop legal thinking by the case method, a system that requires students to various court cases and their rulings. Different professors typically focus on a specific area of the law that governs particular rights, behaviors, or procedures.

Participants in these programs should expect to be exposed to the following areas of knowledge:

Civil procedure is the study of how lawsuits work and the rules under which they are litigated. Topics covered include the Federal Rules of Civil Procedure, the jurisdiction of federal courts, how a party can plead their case and argue for dismissal or summary judgment, and the rules governing class action lawsuits.

Students also explore the Federal government's powers in relation to basic rights granted to individuals and states. This includes the basis for the division of the branches of government, ... Read more »

#Law school scholarships

Scholarships

Every student admitted to the University of Chicago Law School is automatically considered for scholarships. Applicants who would like their financial need to be considered must complete the Need Access candidate and parent questionnaire (and if applicable the spouse questionnaire). The Need Access Application should be completed at the Need Access Website and is due February 15 (or, for applicants admitted after February 1, two weeks after the date of your admission). Students who are age 28 or younger must complete the parental questionnaire even if parents will not be contributing financially to law school education. Need Access Applications received after the deadline will not be considered unless approval from the Admissions Financial Aid Office has been received. Filing tax forms early is unnecessary, previous year tax information can be used to populate the form.

David M. Rubenstein Scholars Program

The renewa ... Read more »

#how to get a car loan #

Before You Get an Auto Loan

By Justin Pritchard. Banking/Loans Expert

Justin Pritchard helps consumers navigate the world of banking.

For a successful auto purchase, you ve got to get several things right: choose the right car, get a good price, and fund the purchase in the most affordable way. If you re going to borrow for your auto purchase, it pays to know how to get a great auto loan .

Continue Reading Below

Plus, when it s time to make a deal, you ll be ready -- and you ll be on the road that much more quickly.

Key to a Great Auto Loan #1: Manage Your Credit

One of the first things you should do before applying for an auto loan is review your credit. All US consumers are entitled to a free credit report under federal law, so exercise your rights. Make sure that your credit looks as good as it possibly can -- it will affect the interest rate you get, and therefore your monthly payments. F ... Read more »

#billings montana real estate #

Real Estate

Housing in Billings is varied in types, prices and location. Available for sale or rent are homes, apartments, condominiums and townhouses, mobile homes and ranch properties. For additional information, please contact one of the Billings Area Chamber/CVB members in the Real Estate categories listed in the membership directory on this site or the Billings Association of Realtors.

More information on Billings Real Estate

Courtesy of the Billings Association of Realtors:

The Billings area offers a wide variety of housing opportunities in all price ranges, locations and property types. Choose a view of the mountains, a relaxing deck off the golf course or a ranch in the country to compliment your Montana lifestyle. Billings offers housing opportunities that are as diverse as its scenic views. Come and enjoy your own piece of Montana in Billings.

The following stats are for all of Yellowsto ... Read more »

#credit history

#Payment history

Credit payment history determines 35% of a FICO Score

The first thing any lender wants to know is whether you’ve paid past credit accounts on time. This is one of the most important factors in a FICO Score.

A few late payments are not an automatic "score-killer." An overall good credit picture can outweigh one or two instances of late credit card payments.

However, having no late payments in your credit report doesn't mean you’ll get a "perfect score." Your payment history is just one piece of information used in calculating your FICO Scores.

Credit payment history on many types of accounts

Account types considered for payment history include:

• Credit cards (Visa, MasterCard, American Express, Discover, etc.)
• Retail accounts (credit from stores where you shop, like department store credit cards)
• Installment loans (loans where you make regular payments, like car loans)
... Read more »

#privilege insurance #

Postal address

Why choose Privilege car insurance?

• 5-year guarantee on repairs when using an approved garage
• Breakdown cover available with Green Flag as an extra
• Uninsured Driver Promise so that you won't lose your no claims bonus (T C's apply)

Privilege car insurance: facts

• Over 10 years' experience in car insurance
• Joanna Lumley was the first face of the Privilege car insurance advertising
• Call centres are open 7 days a week

Privilege was established in 1994 and their car insurance product was launched in 2004, offering exceptional customer service - proving that you don't have to be posh to be privileged.

Their call centres are open 7 days a week and there is also a 24-hour claims helpline, so that there is always somebody to help you out at any time: day or night. Over 3/4 million customers have taken advantage of Privilege's great range of benefit ... Read more »

Adoption law falls under Family Law. Adoption lawyers establish a process by which a legal parent-child relationship is created between individuals not biologically parent and child (adoption process).

The legal procedure by which a formal legal adoption occurs differs from state to state. An experienced adoption attorney knows the particular procedures and laws of the state in which you live. With the assistance and representation of qualified and experienced Lead Counsel adoption lawyers, you can be better assured that all the procedures are properly followed in the adoption process.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney or find qualified local Adoption Lawyers on LawInfo. Or, click to find Adoption Lawyers in ... Read more »

Defamation — also called slander (for spoken or otherwise transitory statements) and libel (for written or otherwise published content) — is:

"the communication of a statement that makes a claim, expressly stated or implied to be factual, that may give an individual, business, product, group, government, or nation a negative image."

To win a U.S. defamation lawsuit, the plaintiff, at the very least, must prove that the defendant:

• Published or otherwise broadcast an unprivileged, false statement of fact about the plaintiff;
• Caused material harm to the plaintiff by publishing or broadcasting said false statement of fact;
• Acted either negligently or with actual malice;

In the United States, federal defamation law is closely tied to the First Amendment. As a result, federal slander and libel laws are more defendant-friendly in the U.S. than those in common law countrie ... Read more »

If you plan on sticking with your spouse, then you're also stuck with your in-laws. Here's Dr. Phil's advice for dealing with your new extended family:

• There can be no divided loyalties. When you get married and start your own family, that's where your primary loyalty needs to be.

Good fences make good neighbors. Your in-laws need to be your neighbors and there need to be really good fences up. Set boundaries about when they are and are not invited into your lives.

You've got a finite amount of physical and emotional energy. If your in-laws are draining you, you may need to change the boundaries. Reassure them that you are not closing them out, you are simply focusing on yourselves.

Once you've set boundaries, talk to your parents about them. They're not as fragile as you may think.

The other woman in every man's life is his mother. If your husband starts in with: "Well, my mother does it this way. " then tell him ... Read more »

Tanya Constantine / Blend Images / Getty Images

Three quarters of the one million-plus licensed attorneys in the nation work in private practice. Lawyers in private practice work in a law firm of two or more attorneys or in a solo practice.

Solo practitioners often operate as a jack-of-all-trades, offering legal services in a broad range of practice areas. Legal professionals employed in larger law firms usually specialize in one or two specific areas of law. A few common legal specialties are:

Law firm professionals are charged with the onerous task of tracking every minute of their time in order to bill it to a client. Law firms frequently impose high monthly and yearly billable hour requirements upon partners, associates and paralegals, making law firm employment among the most demanding legal practice environments .

These tips can help you become a more effective time-keeper and contribute to the firm s bottom line:

• Legal Billing 101
... Read more »

Basic information about the Master of Business Administration degree

The Master of Business Administration (MBA) is an internationally-recognized degree designed to develop the skills required for careers in business and management. The value of the MBA, however, is not limited strictly to the business world. An MBA can also be useful for those pursuing a managerial career in the public sector, government, private industry, and other areas.

Most MBA programs include a "core" curriculum of subjects, such as accounting, economics, marketing, and operations, as well as elective courses that allow participants to follow their own personal or professional interests. Some schools require that MBA candidates complete an internship at a company or organization, which can lead to concrete job opportunities after the program.

Quality business schools generally require that candidates have at least a few years of professional work experience before starting an MB ... Read more »

Learn About Kentucky Family Laws

Laws and regulations affecting Kentucky women's access to abortion, including licensing requirements of doctors, parental consent requirements for minors, waiting periods, and other statutory restrictions.

Details about Kentucky laws with respect to child abuse, which is prosecuted as a crime but also involves certain family law-related rules and procedures, such as mandatory reporting requirements.

Summary of marital property laws in Kentucky, which determine how property is divided when a married couple gets a divorce, including the difference between marital and personal property.

General overview of Kentucky statutes pertaining to adoption and foster parenting, such as the requirements for adoptive parents, home residency, the age at which a child must consent, and more.

Information about Kentucky law prohibiting the crime of stalking, which is defined as a pattern of malicious behavior meant to cause a cre ... Read more »

#Law school textbooks

Educational Technology

Coursewebs and Transition to CourseWorks for the Spring 2015 Semester

Starting with the Spring 2015 semester - all Law School course content will be posted on the CourseWorks system rather than the Law School courseweb system that has been in use for several years. More information about how to use the CourseWorks stystem is available below. All Law School CourseWorks sites are set up with six basic functions (known as tools ). These are: Announcements. Files and Resources. Mailtool. Echo 360. Lawnet Portal. Textbooks and Site Settings. Instructions on how to use each of these functions is included in the chart below below. By using the Site Settings tool - several other functions can be selected and then included in the site. See the section on Training and Support Resources for more assistance in us ... Read more »

You can opt-out at any time.

Please refer to our privacy policy for contact information.

Georgetown Law Center, formally called the Georgetown University Law Center, is located in Washington D.C. just blocks from the United States Supreme Court and many other important governmental buildings. It is consistently rated among the top law schools in the country, currently 14th by U.S. News and World Report ; its part-time program is ranked 1st.

Tuition: $43,750 (full-time); $32,280 (part-time)

Application fee: $80

Application deadline: December 1 for Early Decision admission; February 1 for regular admission the following fall; March 1 for part-time program.

Applicants are advised to submit applications online through the Law School Admission Council (LSAC), but may also download a paper application at the school s Introduction to the J.D. Program .

Georgetown Law offers several joint degree programs. including the J.D./M.B.A. and ... Read more »

CalSouthern’s Online Degree Programs: A Closer Look

California Southern University offers online degree programs in business, law, and psychology. Regardless of your academic experience—whether you are just beginning your journey in higher education or you’re an experienced professional looking to obtain your doctorate—you’ll be able to find an online degree program well-suited to your educational and career goals.

Coursework at CalSouthern is conducted 100-percent online, via our proprietary online learning platform. Because of this, you can work toward your online degree on your own time and at your own pace, all without compromising your work or professional obligations.

CalSouthern’s online degree programs are constantly updated, rigorous, and compelling. They’re taught by Faculty Mentors who are not only gifted educators, well-versed in CalSouthern’s robust e-learning platform, but they’re also experienced professionals in their f ... Read more »

Washington state law provides a guarantee that any used car purchased from a dealer is safe to drive. Dealers are bound by an ldquo;implied warranty of merchantability rdquo; that lasts for a reasonable amount of time depending on the car #039;s mileage and age.

The only defects not covered by Washington #039;s implied vehicle warranty are those specifically negotiated between the buyer and the dealer.

A signed waiver to the implied warranty is valid only if the dealer explains the ldquo;As-Is rdquo; terms in detail and you agree to the terms. The parts of the car that aren rsquo;t covered by the implied warranty must be listed in writing on the waiver.

Does 'Sold As Is' Apply to the Lemon Law?

Laws on Returning a Used Car

In March, , Washington added extra protection for used car buyers. The buyer who knows the laws for used vehicle sales has.

Some car manufacturers and dealerships offer trial periods of up to 30 days on new vehicles, ... Read more »

#eugene oregon real estate #

The directory on all things house.

Benefits Of Acquiring The Services Of A Pest Control Company

Seeking the services of a pest control company is very important when you are interested in controlling pests in your home. It is important to research the best company to deal with since there are thousands of pest control companies over the internet. Pest control companies will always send one of their experts to access the extent of infestation in your home. The company will then come up with a customized and effective plan that will eliminate the pests in a safe and effective way. It is not advisable to attempt control of pest infestation by yourself. Here is an overview of the benefits you stand to enjoy when you hire the services of a pest control company:

Pest Control Companies Help ... Read more »

#absolutely free credit report

#CreditKarma.com Offers Free Credit Scores and Free Credit Monitoring

By LaToya Irby. Credit/Debt Management Expert

Welcome to About.com s Credit/Debt Management site, led by your guide, LaToya Irby. LaToya has been the credit and debt management guide since 2007. Read more

About.com Rating

Your credit score is a very important financial number and, before recently, you had to buy your score, either through MyFICO. one of the major credit bureaus, or a third party.

Continue Reading Below

Kenneth Lin, founder and CEO of Credit Karma. believed you should have access to your credit score absolutely free, without a credit card or tricky subscription cancellations. In March 2008, he made it happen.

Absolutely Free Credit Scores

Credit Karma allows you to get a free credit score with absolutely no obligation. You don’t have to enter a credit card number. You don’t have to subscribe to a credit monit ... Read more »

#ireland real estate #

Real Estate

Ireland Bank knows that the investment you make into real estate may be one of the biggest decisions you make. That’s why we are here to help take the worry and confusion out of the financing process:

• Residential and Commercial property purchase or refinance   Ireland Bank can help you navigate through this changing loan process.
• Home Equity Line of Credit Ireland Bank has loan programs that can help you access the equity in your home for what you need, when you need it.
• Construction loans – Building a home, apartment or business?  Our experienced loan officers can coach you through the ins and outs of the construction loan process.
• Reverse Mortgages – Ireland Bank has been helping borrowers through the reverse mortgage process for many years.  Whether you are looking for information or if you are ready to apply for a reverse mortgage ... Read more »

#loan consolidation #

Student Loan Consolidation

Best Student

Loan Consolidation

Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates. and, in some cases, dramatically reduced monthly loan payments. Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Additionally, many students receive loans from a number ... Read more »

PISCATAWAY, N.J.--The Rutgers Center for Management Development (CMD) today announced that it is offering an Online Mini-MBA: Web Analytics Program starting October 17 and running through December 19. The 10-week online faculty-led program includes videos, faculty-evaluated exercises, section quizzes, plus a final project and exam. Additionally, faculty members will host live weekly Virtual Office Hours throughout the program to provide feedback on assignments and answer student questions.

This online course is designed for executives and teams of professionals working in marketing, advertising, branding, communications and sales. It is also appropriate for individuals who want to broaden their knowledge base or move into a marketing career.

Web analytics are at the core of every digital marketing program because they allow adjustments to implementations if a certain marketing activity doesn t result in a decent ROI, says Eric Greenberg, Director, Marketing Programs ... Read more »

#Private Loans

Loans and Lenders

The majority of students finance their legal educations through a combination of federal and private loans. For students who qualify for federal aid, private loans can be used in addition to the Stafford loans and as an alternative to the Graduate PLUS loan in financing your education. Private loans are also a great resource for international students and non-eligible permanent residents.

To initiate the private loan application process, you can either apply by telephone, mail, or online (check with the lender). We recommend students use the online application process, if available. Many lenders will render a decision on your application within 24 hours. Please review the terms and conditions to determine which lender best suits your needs. Additionally, students should carefully read all application and promissory note materials. Remember that the promissory note is your contract with the lender. You should file your loan material ... Read more »

#Laws Enforced by EEOC

This law makes it illegal to discriminate against someone on the basis of race, color, religion, national origin, or sex. The law also makes it illegal to retaliate against a person because the person complained about discrimination, filed a charge of discrimination, or participated in an employment discrimination investigation or lawsuit. The law also requires that employers reasonably accommodate applicants' and employees' sincerely held religious practices, unless doing so would impose an undue hardship on the operation of the employer's business.

This law amended Title VII to make it illegal to discriminate against a woman because of pregnancy, childbirth, or a medical condition related to pregnancy or childbirth. The law also makes it illegal to retaliate against a person because the person complained about discrimination, filed a charge of discrimination, or participated in an employment discrimination investigation or lawsuit.

T ... Read more »

#Law Schools Beat Colleges At Lowering Tuition

How Smart Traffic Lights Could Transform Your Commute

What Law Schools Can Teach Colleges about Lowering Tuition

Administrators are being forced to cut prices as fewer students apply to law school, thanks to fewer jobs in legal, but the rate of tuition increases at other colleges and universities shows no sign of slowing down

Two years into his presidency at Roger Williams University, Donald Farish still could not understand why its law school was charging students $41,400 a year. With law schools seeing huge declines in applicants as legal jobs dried up, something needed to be done. It was time we confronted the reality, Farish said.

So the law school slashed its tuition by 18 percent this year, adding Roger Williams to a long list of law schools trying to bring back students by doing something extraordinary with their prices: lowering them.

Law schools at public universities dropped their ... Read more »

#Lawful Interception

Lawful Interception

Based on country dependant Legal requirements, Communication Service Providers (CSP), including fixed and mobile Telco and ISP,  implement Lawful Interception infrastructures based on communication monitoring, filtering, acquisition and delivering to the LEA.

The Company solutions portfolio in this field includes both passive and active systems for interception of traditional telephony services as well as the more sophisticated Internet applications. Probes, mediations and provisioning systems can be suitably customized to enable CSPs to implement the interception as per specific national legal requirements. A full set of products with different capabilities is available to comply with both the needs of the small ISPs and those of the large incumbents.

IPS solutions are compliant to the LI ETSI standards and can interoperate with any other vendor’s equipment providing the same feature.

Projects. Lawf ... Read more »

#Law Schools Global League

On June 21st, 2012, a select number of leading law schools from all over the world created the Law Schools Global League (LSGL) .

The aim of the LSGL is to promote legal education and scholastic research from a global prospective by:

• Fostering academic debate on the impact of globalized law, and creating a research agenda for this purpose;
• Encouraging academic debate on the impact of globalized legal education, and taking practical initiatives to develop new methodologies, courses, programs and teaching materials;
• Stimulating and facilitating cooperation in education and research among its members; and
• Engaging in debate with stakeholders in all fields of legal practice so as to stimulate and facilitate international cooperation among legal practitioners.

The LSGL perceives globalization, i.e. the growing interdependency and connectedness of the world, as a process that ... Read more »

#Law Schools In the United States, there are nearly 200 A.B.A.-approved law schools as well as dozens of provisionally accredited and non-accredited schools. Deciding which law schools to apply to (and eventually, which law school to attend) can be a dizzying choice for prospective law students. Below, you will find a host of articles, charts, forums, and other content designed to help you learn more about America's many law schools.

• Rankings and Top 100 Profiles

Explore the Top 100 law school rankings and learn more about each school through our exclusive profiles.

Beyond the top 100 schools, the U.S. News and World Report law school rankings have created groupings for third-tier and fourth-tier law schools, which we have listed and profiled in detail.

• TLS Directory of U.S. Law Schools

  Explore our thorough state-by-state directory of law school programs in the United States.

  Many top law schools boast programs which ... Read more »

12. Be joyful. Seek the joy of being alive-for every reasonable gladness that you can get or give, is treasure that can never be destroyed, and, like the springtime gladness, doubles, every time with others it is shared.

8. A SCOUT SMILES AND WHISTLES under all circumstances. When he gets an order he should obey it cheerily and readily, not in a slow, hang-dog sort of way. Scouts never grouse at hardships, nor whine at each other, nor swear when put out. When you just miss a train, or some one treads on your favorite corn--not that a scout should have such things as corns--or under any annoying circumstances, you should force yourself to smile at once and then whistle a tune, and you will be all right.

A scout goes about with a smile on and whistling. It cheers him and cheers other people, especially in times of danger, for he keeps it up then all the same.

8. A SCOUT SMILES AND WHISTLES under all circumstances. When he gets an order he should obey it cheeril ... Read more »

Welcome to FindLaw's coverage of existing Tennessee legislation and rules related to individuals' immigration status. Below you will find information on what, if any, rules Tennessee has regarding immigration checks by law enforcement, educational institutions, and employers, as well as the existence of E-Verify requirements, restrictions on public benefits based on an individual's immigration status, and more.

Officials at city and county jails in Tennessee are required to report anyone who may be in violation of federal immigration laws to U.S. Immigration and Customs Enforcement (ICE) authorities.

Enforcement agencies are required to contact federal immigration officials if they can't verify legal status of arrestees within three days.

As part of the 287(g) ICE ACCESS Program, officials with the Tennessee Highway Patrol and the Davidson County Sheriff's Office cooperate with federal authorities in enforcing immigration law.

Under a federal program ... Read more »

#Legal Advice ~ Ask the reddit legal professionals*

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A place to ask simple legal questions. Advice here is for informational purposes only and should not be considered final or official advice. See a local attorney for the best answer to your questions.

Get answers to our most common questions, pointers to other sites about the law, and information about finding a lawyer of your own at the /r/legaladvice wiki .

Basic guidelines:

Please only use responses as guidelines to better prepare yourself for when you meet with a lawyer.

Lawyers everywhere usually offer low-or-no cost consultations.

Posting personally identifiable information will get you banned.

Please do not delete your post after you ve received help. If you re worried about your identity, create a throwaway. We want to help as many people as possible, and that includes those who may st ... Read more »

The examples and perspective in this article may not represent a worldwide view of the subject. Please improve this article and discuss the issue on the talk page. (December )

Aviation law is the branch of law that concerns flight, air travel. and associated legal and business concerns. Some of its area of concern overlaps that of admiralty law and, in many cases, aviation law is considered a matter of international law due to the nature of air travel. However, the business aspects of airlines and their regulation also fall under aviation law. In the United States. the Federal Aviation Administration (FAA) governs applied aspects of flight. In the international realm, the International Civil Aviation Organization (ICAO) provide general rules and mediates international concerns to an extent regarding aviation law. The ICAO is a specialized agency of the United Nations .

In the United States and in most European nations, aviation law ... Read more »

#Privacy Laws

The Information and Privacy Commission NSW (IPC) oversees two laws that promote the protection of personal and health information in New South Wales (NSW). Other pieces of legislation have provisions affecting personal information and privacy, for example the Road Transport Act 2013 .

The following laws and regulations are overseen by the IPC:

• Privacy and Personal Information Protection Act 1998 (NSW) (PPIP Act) (NSW Legislation website)
• Privacy and Personal Information Protection Regulation 2005 (NSW) (PPIP Regulation)   (NSW Legislation website)
• Privacy Codes of Practice made under PPIP Act (exemptions)  
• Privacy Code of Practice (General) 2003 (NSW)   (NSW Legislation website)
• Public Interest Directions made under PPIP Act (exemptions)  
• Health Records and Information Privacy Act 2002 (NSW) (HRIP Act)  (NSW Legislation website)
... Read more »

Trademark rights arise in the United States from the actual use of the mark. Thus, if a product is sold under a brand name, common law trademark rights have been created. This is especially true once consumers view the brand name as an indicator the product's source.

The BitLaw discussion of common law trademarks is divided as follows:

The term common law indicates that the trademark rights that are developed through use are not governed by statute. Instead, common law trademark rights have been developed under a judicially created scheme of rights governed by state law. Federal registration, a system created by federal statute, is not required to establish common law rights in a mark, nor is it required to begin use of a mark. However, federal registration, if available, is almost always recommended and gives a trademark owner substantial additional rights not available under common law. See the BitLaw discussion of federal registration for more information.

... Read more »

Legislative law are laws that are passed by your representative. Like your Congressional or Senate Rep. They write a bill, it has usually two or more sponsors. Then it goes through committees like the Judicial Committee to see if the legal language is correct. then its taken to the floor of the house or senate, if it passes then it goes on to the president to either sign or veto.

A Referendum law is actually voted on by voters. Many States have referendum laws. States like Florida they have to pass by a super majority 60% of the vote. Some States only require a simple Majority.

Laws like Michigan's Marijuana law is an example of a Referendum, people gathered enough signatures, people write the language and if the language is approved by a board then you can get the referendum on the ballot.

You will see this also used to draw out voters. Like Marriage Amendments. Michigan for example, that was an Amendment to the State Constitution. They crafted the language ... Read more »

You can opt-out at any time.

In How to Minimize Law School Loans: Part I. we talked about some strategies that could help you borrow less money for law school. What follows are six more tips, largely related to your personal behavior, that can also help you minimize law school loans.

Overall, you want to be sure you're "living like a law student, not like a lawyer." You've probably heard this before somewhere, and you know it's such a popular piece of advice? Because it's true.

Your books are going to be one of your largest expenses, but you can help ease the burden by using some money-saving techniques like buying used books, buying books early to get the best prices, and even borrowing them from the library. Be sure to check out the link above to read about even more ways to save money on law books. More

If you've been in the working world, you already know how much money you can save by brewing coffee at home and brownbagging it; if you haven't ye ... Read more »

#Law textbooks

LexisNexis offers a comprehensive range of textbooks in the area of Law. Our authoritative publications are highly regarded as sources of accurate, current and reliable information.

This handbook is based on the educational requirements of the South African Institute of Chartered Accountants for entry into Part I and Part II of the Qualifying Examination.

Entrepreneurial law is a dynamic area that changes rapidly. With this edition of Entrepreneurial Law the authors aim at reflecting these changes. Although there were no major legislative changes to the Companies Act of 1973 or the Close Corporation Act of 1984, several minor, but significant changes were made to these two important pieces of legislation which are now reflected in this edition. The authors have also referred to, or discussed, the most important judgments since the last edition of Entrepreneurial Law in 2000.

Complaints, concerns, and questions about ERISA laws should be directed to your local office.

The protective laws under ERISA only apply to private employers (non-government) that offer employer-sponsored health insurance coverage and other benefit plans to employees. ERISA does not require employers to offer plans; it only sets rules for benefits that an employer chooses to offer.

ERISA laws do not apply to privately purchased, individual insurance policies or benefits.

According to TASC, a well-known third-party plan administrator, ERISA regulates and sets standards and requirements for:

• Conduct: ERISA rules regulate the conduct for managed care (i.e. HMOs) and other fiduciaries (the person financially responsible for the plan s administration).
• Reporting and Accountability: ERISA requires detailed reporting and accountability to the federal government.
• Disclosures: Certain disclosures must be provided ... Read more »

#Law Textbooks at AbeBooks Textbooks Central

The study of law is detailed and varied. Regardless of whether you re studying international law, criminal law, corporate law, or family law, textbooks can be expensive. However, with AbeBooks, law students can buy secondhand law textbooks for cheaper than at the campus bookshop. Buying secondhand textbooks on AbeBooks.co.uk saves students more than 50% off the list price.

Professional textbook sellers from around the world list their new, secondhand, and international edition copies with us. Our selection of law textbooks makes sure students don t have to pay full-price for their books and many booksellers offer free postage.

While it can be daunting to pay for textbooks, AbeBooks helps students save on textbooks and spend on life. There s no need to queue at the college bookshop. It s cheap, fast and easy to buy secondhand law textbooks at AbeBooks.

Law Textbooks Tip ... Read more »

When considering online PhD programs restrict your search to accredited colleges. You want the most highly regarded academic honor, a real doctorate degree .

Your participation in a doctoral program will:

• certify your personal commitment and passion to your field of study
• allow you to further your career
• fulfill a lifelong dream of learning and discovery.

With a doctoral degree, you join the ranks of those who receive requests to consult, speak, and write within their chosen fields.

Earning a PhD online also gets you the chance to become a professor and teach in an accredited university - campus-based or online.

Why should you get a PhD online?

Online education allows you to reach your goals while you are busy working, supporting your family, and being involved in your community.

If you already have a master's degree, a doctoral degree takes you to the next level. When you p ... Read more »

Law school books, study aids, outlines, torts textbooks, old exams, Glannon: The Law Of Torts: Examples And Explanations, Crunch Time, Emanuel Law Outlines, Siegel's study aid, Cases and Materials on the Law.

For the best law school study aids I recommend the Torts Examples and Explanations and the Siegels study aids. There is a list of outlines below that you can go over but you really need to develop your own outline. Use these only as a guide and to be sure you have not missed anything. The torts essay is where you need to pick out and discuss the issues. Your torts professor has a grading sheet and has assigned a value to each issue. The key is to recognize and then discuss each issue in the short amount of time allotted. The best way is to go over old tort exams and do a timed practice.

Torts is an introduction to the basic principles of liability for harm caused to the person or property of others. The basic topics covered include the general elements of the pl ... Read more »

#compare life insurance #

Life insurance

Compare and find affordable life insurance policies from just £5 per month with uSwitch

Choosing your life insurance with uSwitch is easy – just fill in your details and we’ll show you a range of comprehensive and affordable life insurance policies.

Compare life insurance

Compare cheap life insurance quotes online with uSwitch and get cover from just £5 per month*

What type of life insurance is right for you?

Whether you’re looking to protect your mortgage or leave something behind for loved ones, there s a life insurance policy to suit your situation:

• Level term life insurance if you pass away during the policy term your insurer will pay the policy benefit, a lump sum agreed at the start of the policy

• Level term life insurance and critical illness insurance if you pass away or are diagnosed with a critical illness pre-defined b ... Read more »

#student loan interest rate #

Student loan interest rates rise, worrying some experts

Student loan debt, which has risen 20 percent to $1.2 trillion between 2011 and 2013 -- surpassing every other form of non-mortgage debt -- is becoming increasingly expensive.

Because the U.S. Congress failed to take action, interest rates on undergraduate Stafford loans rose today to 4.66 percent from 3.86 percent last year on both subsidized and unsubsidized borrowing. Graduate students who take out unsubsidized Stafford loans saw their borrowing costs increase to 6.21 percent from 5.41 percent. PLUS loans, which are available to graduate students and parents of college students, will increase to 7.21 percent to 6.41 percent. None of these increases, which could be negated if Congress takes action after the Fourth of July holiday, apply to existing loans.

Lauren Asher, president of The Institute on College Access and Success (TICAS), for one is worried that the increased rat ... Read more »

#student loan interest rate #

Student Loan Interest Rates

Wells Fargo offers competitive student loan rates with fixed and variable interest rate options.  While variable student loan interest rates usually start lower than fixed rates, a fixed rate option can offer protection if interest rates go up over time.

Fixed interest rates:

• Remain the same over the life of the loan, and ensure your monthly payments remain stable over time.
• Allow you to better predict how much total interest you will pay on your student loan.
• If interest rates fall after locking in a fixed rate, your monthly payments may be higher than with a variable rate for a certain period of time.

Variable interest rates:

• Generally provides a lower initial rate on student loans than fixed rates.
• May rise or fall as the Prime rate adjusts over time, which affects your monthly payment amount.
• Your payments may vary on a monthly basi ... Read more »

#boat insurance #

Boat Insurance Guide

Review our boat insurance guide and compare boat insurance to find the best rate and coverage for you and your boat. United Marine Underwriters has created this comprehensive guide to compare boat insurance policies and help you learn what you need to know about boat insurance coverage so you can make the best decision for you and your boat. See our side by side comparison of the programs represented by United Marine, including a review of the actual insurance policies.

If you do not have time to read all the details below, select How you're paid for a Partial Loss. This section may help you save thousands of dollars in the event of a loss.

Boat Insurance Coverage

Boat Insurance provides protection against physical damage losses to the boat, machinery and equipment. This is referred to as Hull Insurance. While the boat insurance industry does not use the terms comprehensive and collision, if you are familiar with ... Read more »

We re aiming to make a postgraduate qualification affordable to everyone and can offer awards of up to 10,000 to selected students.

Find out more about scholarship opportunities for 2015/16

Our LLM International Business Law meets the current demand for specialist knowledge and skills in the rapidly expanding fields of international corporate and business law. It provides you with the opportunity to explore, in-depth, the legal regulation of the world of international business. You will acquire a deep, critical and coherent knowledge and understanding of aspects of substantive and procedural law that are fundamental to International Business Law.

Academically rigorous, our LLM will expose you to a practical real-world application of the law. In addition our LLM provides an opportunity to acquire, or build upon, skills required for lifelong learning and develop transferable and marketable skills and knowledge, enhancing employ ... Read more »

#Law.com

Firm Focus

News CNIL Adopts New Rules on Service Quality Monitoring and BYOD CNIL issues guidance on BYOD and adopts simplified notification for monitoring of employees for service quality purposes.

Bring Your Own Device (BOYD) in perspective Bring Your Own Device (BOYD) in perspective. Check here what employers should consider when choosing the BYOD route.

CNIL Adopts Blanket Authorization for Pharma Industry Read here about the recent CNIL “Blanket Authorization” for pharmacological product testing.

SCCE organizes Compliance & Ethics Academy (April 13-16, Brussels) The Society of Corporate Compliance and Ethics (SCCE) will be offering its Basic Compliance & Ethics Academy in Brussels from 13-16 April. This program, which has 3,000 graduates worldwide, provides three and a half days of classroom-style instruction in the fundamentals of managing a compliance and ethics program.

Belgian Privacy Commission Approves Johnson Controls’ ... Read more »

#Private renting for tenants: evictions.

Your landlord must follow strict procedures if they want you to leave their property, depending on the type of tenancy agreement you have and the terms of it.

If they don’t, they may be guilty of illegally evicting or harassing you.

Rules for periodic Assured Shorthold Tenancies (ASTs )

Periodic tenancies run on a week-by-week or month-by-month basis with no fixed end date.

If you have one of these, your landlord must usually give you ‘notice to quit’ - they must do this in a certain way depending on your type of tenancy agreement and its terms.

If you don’t leave at the end of the notice period, they must apply to the court for a possession order, which gives them the right to evict you and take possession of the property.

If the court gives your landlord a possession order and you still don’t leave, your landlord must apply for a warrant for eviction - this means bailiffs can remove you fro ... Read more »

#Lawful Interception - Free Open Source

Being such a specific field surrounded with mystery and controversy, Lawful Interception proved to be a very difficult project. Unlike all other software solutions, documentation and community surrounding this particular field is very scarce, and information is almost impossible to obtain without proper connections or significant financial support.

Apart from this, there is only a handful of LI solution providers out there, making huge profits and having the monopoly on this specific market. The main tool of this apparent monopoly is a big effort to withhold the freedom of information and portray Lawful Interception as an extremely complicated solution. On top of that, operators are obliged by law to have their networks provide LI functionality for Law Enforcement Agencies. We have decided to put a stop to all this. Being in this world for some time now, a decision has been made to make a big contribution to open sou ... Read more »

#LawDepot Reviews

LawDepot has an extensive library of business and personal documents that can be customized, downloaded and printed. They currently have a free trial subscription that gives you unlimited access for the first seven days.

LawDepot was founded in 2001 by Ken Sawyer and serves the United States, United Kingdom, Canada, and Australia. LawDepot currently has an A+ rating with the BBB. They have closed 42 complaints within the last 3 years.

The Good

LawDepot offers legal documents for business, personal, financial, estate planning and real estate needs. This includes documents such as living wills, health care directives, lease agreements, eviction notices, promissory notes, confidentiality agreements, corporation operating agreements, prenuptial agreements and more.

We like the method that LawDepot has in place for creating certain legal documents. It will first ask you what state you are in and then a series of questions where you wil ... Read more »