Life insurance

Compare and find affordable life insurance policies from just £5 per month with uSwitch

Choosing your life insurance with uSwitch is easy – just fill in your details and we’ll show you a range of comprehensive and affordable life insurance policies.

Compare life insurance

Compare cheap life insurance quotes online with uSwitch and get cover from just £5 per month*

What type of life insurance is right for you?

Whether you’re looking to protect your mortgage or leave something behind for loved ones, there s a life insurance policy to suit your situation:

• Level term life insurance if you pass away during the policy term your insurer will pay the policy benefit, a lump sum agreed at the start of the policy

• Level term life insurance and critical illness insurance if you pass away or are diagnosed with a critical illness pre-defined by your insurer (such as cancer, heart attack, stroke or loss of limb), your insurer will pay out the amount you’re covered for

• Mortgage protection insurance also known as decreasing term insurance. If you pass away your insurer will payout the calculated amount of cover at that time the amount of cover reduces in line with your repayment mortgage

• Mortgage protection and critical illness insurance if you pass away or are diagnosed with a critical illness your insurer will payout the calculated amount of cover at that time the amount of cover reduces in line with your repayment mortgage

What to check before taking out life insurance

Before you compare life insurance quotes, it’s important to check the following details:

• The amount of cover you ve chosen this should be enough to cover your debts and main outgoings
• The premiums are fixed for the term of the life insurance policy
• The life assurance policy is in trust this ensures any pay-outs will not be subject to inheritance tax
• The type of policy you ve chosen is suitable for your circumstances

It s also important to consider how your family would cope financially if you were to die. As well as the mortgage and bills, think of how much money they would need to maintain a comfortable lifestyle.

Life insurance guides

You may see life insurance sometimes referred to as life assurance, but there is a small key difference between the two.

Life assurance does not cover a fixed term, but is designed to cover you for the rest of your life. As the name implies, death is assured, and thus the policy will cover you when you die. On the other hand, life insurance means that the policy can cover you in the event that you die during the length of the term i.e. term life insurance .

While you can compare life insurance on uSwitch, you can also check our advice guides for the facts on how to buy cheap life insurance. life assurance for over 50s, level term life insurance, and critical illness cover.

Compare life insurance

Compare cheap life insurance quotes online with uSwitch and get cover from just £5 per month*

Get a quote *The life insurance comparison service is provided by ActiveQuote Ltd who are authorised and regulated by the Financial Conduct Authority (501109). Registered Office; Global Reach, Dunleavy Drive, Cardiff, CF11 0SN. By using this system you are also agreeing to our Terms and Conditions and Privacy Policy. £5 per month based on a non-smoking 25-year-old male with £100,000 cover for 10 years, postcode CF10 5FL. Price accurate as of 10/6/15.