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Take out a new AA Finance car loan or switch your existing loan to us before 31 January 2016 and:

†Normal lending criteria, terms, conditions and fees apply including an establishment fee of $325 for AA Members (or $375 for non AA Members) and a PPSR fee of $10. Interest accrues from the date the loan is advanced, even during the optional no repayments period. The actual interest rate charged to you will depend on your personal circumstances. Fixed annual interest rates range from 10.95% to 15.95%. This offer is only available for new AA Finance car loans drawn down by 31 January 2016. Minimum loan amount is $5,000. Offer not open to staff of The New Zealand Automobile Association Incorporated and its related businesses.

The AA Smartfuel discount can be used only once on up to 50 litres of fuel. To maximise your savings, it pays to fill up as close to 50 litres as you can. This discount must be redeemed by the end of the calendar month following its date of issue eg. a fuel discount dated 1 through 31 January 2016 will expire on 29 February 2016. AA Smartfuel terms and conditions apply.

Who can apply for an AA Finance loan?

You must be at least 18 years of age and hold a restricted or full driver’s licence.

What are your interest rates?

AA Finance’s fixed annual interest rates range from 10.95% to 15.95%. The rate charged will depend on your personal circumstances taking into account: