#Apply for all on same day??

‎03-17-2010 07:44 PM - edited ‎03-17-2010 09:22 PM

I have a question that I'm sure has been asked here before but here goes. I plan on applying for a 2-3 credit cards and was thinking it would be better to apply for them all on the same day as my credit report wont be updated to the following day and the inquiries won't effect my score on that day as each of the creditors will not know that I recently applied for credit. I just paid down my utilization down to 20% and my experian score shot up to 741 (as per discover card credit monitoring) and thinking its time to add to my credit card portfolio. I really don't need the credit but like the peace of mind of having a cushion available. Had major credit problems 9 years ago (all off file) and its taken lots of hard work to get this far. I already have the following:

Only balance I carry is $900 on discover and I PIF at least $1k per month on my amex green. I'm hoping amex will give me a blue or clear. Is one easier to get than the other. I would also love a chase card and/or citi card. I tried the pre-approval link to BOA and HSBC and BOA had nada for me and HSBC wants to give me a secured card. I did have a charge off with citi 9 years ago and hoping they forgot? Discover forgave me. Thanks in advance for the advice and I have learned so much from the great people who contribute to this site! Will let you know how things go.