#low interest rate personal loans #

Personal Loans

A personal, or "unsecured" loan is debt or obligations that do not have collateral.  These may also be referred to as "signature loans".

An unsecured loan means MVFCU relies on your promise to pay it back.  Due to the increased risk involved, interest rates for unsecured loans tend to be higher.

Types of Personal Loans

Signature Loans

Your name is as good as money when you don’t have specific collateral to secure a loan. We offer signature loans based on your employment history, credit record, and ability to repay.

Savings Secured Loans

Your deposits in the credit union may be used as security to borrow at our lowest rate of interest. The savings account or certificate(s) of deposit used as collateral will continue to earn competitive dividends or interest during the term of your loan.

Why Borrow From a Credit Union?