#home loan calculator #

Home Loans

Interest Rates

We pride ourselves on offering you competitive interest rates, with the flexibility to choose between fixed and floating rate options, or a combination of both - whatever suits you best.

Payment Options

You can choose from a range of flexible payment options. Ask us how we can make it easy for you with direct debit, automatic payment and Telephone Banking services.

24 Hour Approval

In most cases, we can let you know within 24 hours whether your loan has been approved (provided we have all the necessary information and our lending criteria have been met). In some cases, we can even pre-approve your loan, making it easier when it comes to buying your property. Just ask us whether it's right for you.

Accessibility

We appreciate that convenience is important in today's busy world. When using your SBS chequebook, ATM/EFTPOS card or our Telephone Banking services, you have 24-hour access to your funds. You can manage your finances from any touch-tone phone or the network of ATM/EFTPOS machines around New Zealand and even overseas.