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#Bankruptcy law center

Policy Analysis

Policy Briefs, Reports and Press Releases

  • New Burdens but Few Benefits, An Examination of the Bankruptcy Counseling and Education Requirements in Massachusetts Report, June 2007
  • Testimony and Comments

    • NCLC NACBA Comments to CFPB Regarding Student Loan Servicing Issues Related to Borrowers in Bankruptcy. July 13, 2015
    • Comments to CFPB Regarding Proposed Amendments Dealing with the Bankruptcy Exemptions to Mortgage Servicing Regulations. March 16, 2015
    • Foreclosure Mediation Programs: Can Bankruptcy Courts Limit Homeowner and Investor Losses? Testimony of John Rao before the Senate Committee on the Judiciary, Feb. 2011
    • Mandatory Mediation Programs: Can Bankruptcy Courts Help End the Foreclosure Crisis? Testimony of John Rao before the Senate Committee on the Judiciary, Subcommittee on Administrative Oversight and the Courts, Oct. 28, 2010
    • The Private Student Loan Bankruptcy Fairness Act of 2010 Testimony of Deanne Loonin for the U.S. House of Representatives Committee on the Judiciary Subcommittee on Commercial and Administrative Law regarding, April 22, 2010
    • Is There a Role for Bankruptcy Courts? Testimony of John Rao before Senate Judiciary Subcommittee: Mortgage Modifications During the Foreclosure Crisis
    • The United States Trustee’s Notice of Proposed Rulemaking on Application Procedures for Approval of Providers of a Personal Financial Management Instructional Course Comments of the National Association of Consumer Bankruptcy Attorneys and the National Consumer Law Center
    • Credit Cards and Bankruptcy: Opportunities for Reform Testimony of John Rao at Senate Committee on the Judiciary field hearing on "Credit Cards and Bankruptcy: Opportunities for Reform", at Rhode Island College


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