lawyer

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Albany Law School has always been committed to making rewarding public interest careers move viable to its graduates. To further this commitment, the Loan Repayment Assistance Program (LRAP) was launched in December 2004. This program is designed to help alleviate the financial burden of educational loan repayment upon students who wish to pursue careers in public interest law, as well as city, county and state attorney's offices, and agencies operated by a city, county or state.

The Boston College Law School Loan Repayment Assistance Program (LRAP) supports recent BC Law graduates in law-related public interest careers by assisting them in the repayment of their educational debt. In recent years, annual awards ranged from $500 to $7,000. In order to be considered for the LRAP Program, first-time applicants must have graduated from Boston College Law School within the past five years and be employed on a full-time basis in a public interest job earning $57,500 or less. Applicants remain eligible in subsequent years until their earnings reach $65,000. In , the law school awarded over $269, 000 to the 74 qualifying applicants.

BU Law has a strong tradition of commitment to public service. We recognize that many law graduates have difficulties pursuing public interest careers because salaries are insufficient to enable them to pay loans in addition to covering their living expenses. Since 1993, we have provided financial support to our alumni in order to relieve some of the burden of making monthly payments.

Under the terms of the current program, graduates are eligible to apply for assistance for up to ten years after graduation. Applications are submitted to the Law Financial Aid Office, and a committee considers several criteria, including income, aggregate educational debt, actual monthly loan payment, spousal income and educational loans (if any), dependent responsibility, and any special circumstances affecting the applicant's ability to repay outstanding debt. The Committee also considers the nature of the public service activity, the organization's history and its viability. Funds awarded through our LRAP are provided in the form of a forgivable loan.

BYU administers an interest forgiveness/deferral program for students who experience financial hardship. This program applies only to loans made from the law school and not to federal loans.

www.brooklaw.edu/financialaid/lrap.php. In addition, the School?s Financial Aid and Public Service Programs Offices help students to identify other post graduate funding including private resources as well as funding from city, state and federal sources. Finally, students are educated about and provided assistance to negotiate the College Cost Reduction and Access Act.

California Western School of Law has a Loan Repayment Assistance Program (LRAP). This competitive program offers the opportunity for some degree of loan repayment assistance to select graduates of the Juris Doctor program at California Western School of Law who work in specific public interest settings.

Specifically, to be eligible to apply for loan repayment assistance, a graduate must satisfy all of the following:

• Graduation Year: Graduates are eligible for loan repayment assistance for the four years immediately following their graduation from the J.D. program.

Type of Employment: Graduates are eligible for loan repayment assistance if they are employed or to be employed:

1. full time;

2. in a law or law related position; and

3. by a legal aid, legal services or other nonprofit advocacy or policy organization qualifying for tax exemption under section 501(c)(3) or 501(c)(4) of the Internal Revenue Code.

Minimum Debt Requirement: Graduates with more than $50,000 in certified law school debt are eligible to apply for loan repayment assistance.

In making awards, the Committee will consider the applicants' financial needs, commitment to public interest, the number of applicants, the availability of present and future funds, the need for continuation of the Loan Repayment Assistance Program in the future, and any other relevant factors. The ideology of the organization by which the graduate is employed will not be considered in determining eligibility for assistance.

Campbell Law Graduates have been recipients of loan repayment assistance through the North Carolina Legal Education Assistance Foundation. (NC LEAF). For eligibility guidelines, see www.ncleaf.org .

The Capital University Law School Loan Repayment Assistance Program (LRAP) Fund was established in 2005. This fund provides loan repayment assistance to graduates who select public interest career opportunities upon graduation.

Forgivable loans ranging from $1,200 to $3,600 per year are available to graduates of the Law School. LRAP funding is finite. There is no guarantee that every eligible applicant will be funded in a given year.

In order to apply for possible assistance from the Law School LRAP, applicants must:

• Be a graduate of Capital University Law School's Juris Doctor program;
• Be a licensed attorney in good standing;
• Be employed full-time in a law-related capacity (not limited to the practice of law in the strictest sense, but substantially utilizing the legal training and skills of the law school graduate);
  • By a non-profit tax exempt organization under IRS Code 501(c)(3); or
  • In government law-related jobs at the local, state or federal level;
• Have a salary of $45,000 or less;
• Have an outstanding law student loan balance and must not be delinquent or in default on any educational loans; and
• Submit an LRAP application and all required documents each year.

The school also offers a Loan Repayment Assistance Program (LRAP) to graduates who accept employment in the public interest.