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Home » Foreclosure Laws By State

Use the links below to research the laws for your particular state. Because the foreclosure laws vary from one state to the next, it s important to clarify which state you are researching.

When looking at the laws, there are 3 main things you should look for. The first is the approximate foreclosure timeline, which will tell you how much time you have to stop the foreclosure or find help. The second is the type of foreclosure. In all states, it is either a judicial foreclosure or a non-judicial foreclosure. Most states are judicial, which means the foreclosure will take place in a court and it will be part of public record. The third thing you should look for is whether a deficiency judgment is allowed. If a deficiency judgment is allowed, it means your lender can force you to pay your mortgage in full, regardless of how much the home sells for at a sheriffs sale or short sale.

Knowing the foreclosure laws in ... Read more »

Amnesty, which has been granted seven times in the US, is a controversial subject regarding illegal immigration laws. America has had a long-standing problem with workers who cross its borders illegally to find higher paying work than what is available in their home country.

There are many factors responsible for the illegal immigration problem. The US has a long border that is hard to police. In addition, there is high motivation for workers to risk the dangerous border crossing because of the relatively high potential reward for those who do make it across.

These undocumented workers then stay inside the US and generally work hard to make a living despite the lack of official government support. Some people who have studied the worker’s predicament suggest amnesty as a solution.

What do we mean by amnesty as applied to the problem of illegal immigration?

In 1986 a blanket amnesty bill was passed for the first time ever in the United ... Read more »

Call it harassment, intimidation, aggression coercive management or things seen as ‘just a joke’ are all common labels for what is called bullying. If you are one of those who is always harassed by your colleagues at work, here’s a list of things you can do to combat bullying:

Remember bullies just wait for a reaction from people getting bullied. But if you just walk away or ignore their jokes, mails and instant messages, you are clearly telling them that you just do not care. Sooner or later the intimidator will probably get bored with trying to bother you. You just continue minding your own business and learn to completely ignore them. Stop feeling shy and weird to face them. Just show as if you don’t know what is happening. Using this type of body language sends a message that you’re not vulnerable. Trust us and learn to ignore the aggressor.

Who wouldn’t get upset about being-bullied? Well it is pretty much natural. But remember, that’s exactly the kind of respon ... Read more »

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If you’re new to learning through the internet, want to test out a class, need to brush up on some skills for your credit classes, or just want to learn a few new facts, you’ll want to check out one of the many free courses available online. Although these courses don’t provide college credit, they do give students a lot of information and can be a valuable supplement to your regular studies. There are two main types of online courses: independent courses that are made exclusively for the internet and open courseware classes that are designed for actual classrooms.

Independent courses are made especially for e-learners.

From poetry to financial planning, there s something out there for everyone.

About.com offers a number of online courses available by email. Readers can select the courses they want and learn through course materials sent in the form of a newsletter. There are many subjects available; just search for your f ... Read more »

Andrew Crossley has told a court that his law firm, ACS:Law, has dropped its pursuit of file-sharers due to threats

Solicitor Andrew Crossley has told a court that his firm, ACS:Law, has withdrawn from all its work involving the pursuit of alleged illegal downloaders, according to a BBC report .

The move is the latest twist in the scrutiny by the London Patents Court of ACS:Law s activities in pursuing 27 cases of suspected illegal file-sharing.

At the previous hearing. on 17 January, ACS:Law moved to drop the 27 cases, a motion refused by Judge Birss.

At a hearing on Monday, ACS:Law owner Andrew Crossley said the firm has ceased its activities in pursuing file-sharing cases due to threats.

I have ceased my work I have been subject to criminal attack. My emails have been hacked. I have had death threats and bomb threats, he said in a statement read to the court. It has caused immense hassle to me and my family.

In his statement Cross ... Read more »

This programme is for you if you:

• Want to obtain an LLB degree of international standing which has provided the first step on a career route for many thousands of practising lawyers worldwide.
• Wish to develop a critical awareness of the common law legal tradition and be able to apply analytical and problem-solving skills in a range of legal and non-legal settings.
• Would like to enhance key skills of communication, information literacy, analysis and argument.

The Laws Programme is committed to:

• Promoting independent learning. We support you in developing your capacity to manage your own learning.
• Providing a wealth of resources. With our Online Library and Laws Virtual Learning Environment, you have a resource-rich learning environment in which to develop your legal research skills.
• Offering expert guidance in law. Our study materials are informed b ... Read more »

I am waiting for the results from the Feb CBX from CA. They will be released on May 15th. I work with lawyers in the business group, in general banking, securities law, business formations, employment contracts and mergers. I assist as a legal assistant and have been with the same attorneys for almost 15 years. I am an expert in EDGAR filings but I plan to practice generally in business, family law, estate planning but with emphasis on assisting pro bono to those who have no money who need help escaping religious and political persecution.

I just finish and pass my 1L and moving into 2L. I think this is the law school to attend if you are not just studying but working as well. This is also the school for you if you have hard time getting into an aba school.

Over all, it is a great school and I believe you can transfer to an aba school after you pass baby bar. I will try to do that. Finally, I am very happy where I am now. My advice for you is to pray to God and God w ... Read more »

Sharp, inquisitive, tough, and protective these are just some of the words our clients use to describe us. From major banking institutions like JP Morgan Chase, energy corporations like Chevron, and high-profile companies such as Pepperidge Farm, Inc. Lettuce Entertain You, Friedman Properties, Joseph Freed Associates, AG Adriano Goldschmied, and Bigsby Kruthers to emerging companies and entrepreneurs, Bernstein s aggressive, intensely client-focused approach has earned us a singular reputation for excellence and integrity.

The firm s size enables us to nimbly adapt to changing situations, free of large firm bureaucracy. At Bernstein, you get the lawyer you actually hired, not a junior associate or a paralegal. From trial through the appellate process, we provide our clients with highly skilled attorneys across numerous industries from commercial law and real estate to banking, energy, and bankruptcy. Our attorneys have a track record of success that attests to the firm s ef ... Read more »

What encompasses domestic law, and how are lawyers and law firms, like Ciyou Dixon, P.C.,  different one from another?

A significant part of Ciyou Dixon’s practice focuses on family law, which is also known as “domestic relations .”  In fact, Ciyou Dixon, P.C. attorneys have handled appellate cases that have changed or clarified Indiana domestic law (Cohoon v. Cohoon, 2003 ). Today, domestic relations law is broader in scope than ever before, including traditional divorce and paternity cases, to a growing array of people who define themselves as a “couple” or in a “family” relationship, along with third parties who are rearing the children of other parents.

Domestic cases include: 1). child support. modification, emancipation. and termination, along with higher education expenses; 2). paternity establishment and challenge, along with the child support issues; 3). child custody determination and modification, both in terms of legal and physical custody ; ... Read more »

The first edition was published in 1891, and the second edition in 1910, long before the first edition of the Oxford English Dictionary was completed in 1928. The sixth and earlier editions of the book also provided case citations for the term cited, which some lawyers view as its most useful feature, providing a useful starting point with leading cases. The Internet made legal research easier than it ever had been, so many state- or circuit-specific case citations and outdated or overruled case citations were dropped from the seventh edition in 1999. The eighth edition introduced a unique system of perpetually updated case citations and cross-references to legal encyclopedias. The ninth edition was published in the summer of .

Black's Law Dictionary has been used to create law dictionaries in other languages including Qanuni, Angrezi-Urdu lug?h?at. Blaiks la? dikshanari se mak?h?uz, published in Urdu in Islamabad by Muqtadirah-yi Qaumi Zaban in 1992, and Farhang-i ... Read more »

Hofstra Law School, based in Hempstead, NY, is one of many different law schools that feed into the New York City market. Currently ranked 100 by US News and World Report, the school enjoys a better reputation than some of its peers (NYLS, Touro, etc.). However, that being said, risk-averse applicants might want to think twice about attending without significant scholarship money. The school's claim of a median post-graduate salary of $160,000 is suspect, especially in the currently struggling economy. Academics and facilities at the school are slightly lacking, and the school's tuition for full-time students is quite high at $41,780 per year. If you factor in the expensive cost of living near New York City (the ABA estimates that students will spend over $20,000 per year on living expenses alone at Hofstra), students can spend over $60,000 per year for their degree.

As mentioned above, Hofstra's tuition is expensive. Full-time students end up paying $49,780 per year in tuit ... Read more »

For a limited time, receive a FREE HR report, HR’s Guide to Workers’ Comp. This comprehensive report includes workers' comp basics, a lexicon of helpful terms, a workers' comp checklist to help you manage the process, and information about your employees' role in workplace safety.

HIPAA changes in the economic stimulus package

On February 17, , President Barack Obama signed a stimulus bill called the American Recovery and Reinvestment Act of (ARRA) into law. The stimulus package significantly expands HIPAA’s privacy and security regulations. Some of the changes to HIPAA under the stimulus package include the following:

• Business associates. Business associates are companies and consultants that perform services for “covered entities” such as health care providers (doctors, hospitals, etc.), health plans, and health care clearinghouses. A debt collection agency that collects payments for a hospital would be an example of ... Read more »

scholarly commons | george washington university law

scholarly commons is a service of the george washington university law school. it is designed to provide broad public access to the extraordinary body of engaged

law: master of laws | the george washington university

the george washington university 2121 eye street, nw washington, dc 20052 phone: (202) 994-1000

law firm management - gw college of professional studies

you are here: home / master of professional studies and graduate certificate in law firm management

llm guide - george washington university law school (gw law)

the program the llm programs at gw law allow students to combine traditionally taught courses with in-depth seminars, internships, and skills training for a complete

gw law moot court board - home

dedicated to promoting excellence among gw law students, the moot court board hosts numerous compet ... Read more »

Using cover song versions legally

The Cover Song Quagmire:

Three Ways to Obtain Mechanical Licenses,

for Legally Recording/Distributing Cover Versions on CD

By Dale Turner (scroll down for bio and CD link)

For many musicians, a considerable amount of "play time" is spent learning other people's songs-either for cover band gigs, wedding performances, or merely to study another artist's work. If this sounds like you, as your repertoire has grown, it's highly likely one or more of those songs has sparked something extra-special inside you. Why not immortalize your efforts by recording some of those magical numbers and putting them on a CD? At the very least, one of those "classic" tracks might be the perfect way to punctuate your next disc!

But before you act, you need to know what steps you need to take to ensure you're protected, and the original songwriter gets his/her due. With this article, we'll take a look at the ... Read more »

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Legal Category: Most Common Issues for Criminal Defense Lawyers

• Criminal Law (info)
• Misdemeanors (info)
• Drug Crimes (info)
• Speeding and Moving Violations (info)
• Drunk Driving / DUI / DWI (info)
• White Collar Crime (info)
• Felonies (info)

Criminal Law is a field of law that deals exclusively with criminal sentencing and criminal punishments. The law practice of a criminal defense attorney usually specializes in two categories of crimes: misdemeanors, or lesser crimes, and felonies, or greater crimes. Individuals accused of criminal activity (even first time offenders ) should consult with a criminal lawyer or defense attorney as soon as possible.

Drug crimes cover crimes of possession, manufacture, use, and distribution. The legality of each drug is deter ... Read more »

Laws protecting both landlords and tenants may vary from country to country, by U.S. state . or by city, town or village.

What hardly ever varies is the emotion the subject raises on both sides of the fence in many communities around the world.

In some cases, eviction may be as simple as the landlord choosing not to renew a lease after its expiration date. More commonly, nonpayment of rent or property damage remain the most typical causes for sudden evictions.

Before any action can be taken, landlords in many jurisdictions are bound by a strict set of rules. Typically, just cause must be evident, followed by a lawsuit in a local court and an official notice of a number of days or weeks given to the tenant before eviction.

also see in the Legal Blog:

Law. Evictions

However, some landlords may try to force out tenants in less than legal, more understated ways - such as turning off utilities, denying access by changing the ... Read more »

Matters that civil attorneys deal with include breaches of contract, warranty violations, personal injury, invasions of privacy, negligence, medical practice and wrongful death.

Civil attorneys begin their education by obtaining a bachelor's degree, typically in a humanities-related field like English or political science. After graduation, students attend three years of law school.

Once finished with law school, civil attorneys take the bar exam in their respective states in order to independently practice law.

How to File Small Claims in Chicago, Illinois

What Is a Civil Litigation Attorney?

An attorney who works with clients on grounds of discrimination, sexual harassment or other human rights is known as a civil rights.

A managing attorney is someone who helps run a law firm. Managing attorneys generally must have spent time as attorneys in the.

Abraham Lincoln University has been a prominent fixture in Los Angeles since 1996, when ALU was founded as one of California s and the nation s pioneering online law schools. In addition to the flagship law school program, ALU now offers complementary diploma programs and associate, bachelor s and master s degrees in areas of business administration, criminal justice, information technology, paralegal and legal studies, and general studies.

Abraham Lincoln University s School of Law delivers a standard legal curriculum in a unique way, allowing students to complete a full law school education online. The University provides distance learning opportunities for those interested in obtaining a legal education outside of the traditional three-year full-time or four-year part-time ABA mode.

Undergraduate Degree Programs, Graduate Degree Programs, Juris Doctor Degree Programs, Online Degree Programs, Adult Education, Professional College, Career Advancement, Military Educa ... Read more »

What is a bank account garnishment?

A bank account levy (also referred to as bank account garnishment,) occurs when a creditor is able to take all, or a portion of, the money in a debtor’s bank account for payment of an overdue debt.  In most cases, a court order is required for this to occur, but the federal government can issue a bank account levy administratively (without going through a court.) There are numerous specific laws on both the federal and state level that apply to bank account garnishments.

Bank Levy Process

When a bank receives a notice of a levy, they must immediately freeze the debtor’s account. In addition to being unable to make a withdrawal, if your bank account is frozen, any outstanding checks or automatic debit card payments won’t clear (unless there are enough exempt funds in the account) – so be sure to make alternate arrangements.

If this wasn’t done, the garnishee would simply withdraw the ... Read more »

Old models of education are changing, rapidly. Like the switch from baggy jeans to ones that fit, or the flip-phone to the iPhone, the new generation of internet education is for real and it looks good. Online degree classes are becoming the ultimate in higher education, as employers realize that these courses, including the free ones, are effective.

Have you ever thought about enrolling at MIT? Besides free education providers like MITx or Khan University, most accredited universities offer online courses that come with legitimate course credit. This is not about listening to a tape-recorded class or reading a dry reference book. Online colleges present slick, often interactive, classes that provide you with a solid career foundation. Earning online degrees allows you to avoid high tuition and non-essential courses, while giving you the luxury of a flexible schedule. This new model makes higher education possible for any motivated person looking for an edge ... Read more »

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Question: What to Do If You Hate Your In-Laws

Frankly, I’m getting sick of having to be with these people, who get on my nerves, insult, and manipulate me. My wife would like me to meet with her siblings and talk out our differences, but I’d rather relocate to get away from them. What should I do?

Answer: Unfortunately, unless you marry an orphan with no siblings, you do indeed marry the family of your husband or wife, too. While you don’t have to be as intimate with your in-laws as you are with your spouse, you do have an obligation to try and make the relationship work. For your wife’s sake, you should try to communicate with your in-laws and explain what’s been bothering you. Try to come to a resolution, even if you don’t agree. That doesn’t mean feigning forgiveness. That means agreeing to disagree and committing to respecting one another.

Relocation seems a bit extreme. But you can create some distance for y ... Read more »

Obtaining a high school diploma is the first necessary step to getting a good education and making a successful career. Sometimes people consider it to be labor- and time-consuming, not to mention financial expenditure. Especially hard problem it makes for people who are already occupied at a full-time or a part-time job but still have far-reaching designs and ambitious goals for their education and thus improving their careers. Online schools can give to such a people splendid opportunities for studying without need to leave their bread-and-butter concerns and other necessary activities. For other categories of people who have reasons not to spend the major part of their time trying to get a high school degree and preparing for the General Educational Development online schools also gives a chance to be educated in quite easy way .

Some families try to guard their children against the ideas they consider to be pernicious, being apprehended that educational ... Read more »

(redirected from Business law )

A broad concept that describes the Substantive Law that governs transactions between business entities, with the exception of maritime transportation of goods (regulated by Admiralty and Maritime Law ). Commercial law includes all aspects of business, including advertising and marketing, collections and Bankruptcy. banking, contracts, negotiable instruments. Secured Transactions. and trade in general. It covers both domestic and foreign trade; it also regulates trade between states.

The term commercial law describes a wide body of laws that govern business transactions. The Uniform Commercial Code (UCC), which has been adopted in part by every state in the United States, is the primary authority that governs commercial transactions. The UCC is divided into nine articles, covering a broad spectrum of issues that arise in commercial transactions. These articles govern the following: sales of good ... Read more »

The oldest and largest provider of legal services in the United States to its community was founded in 1876. The Legal Aid Society's main function is to provide free legal services to the people living in New York who are living at or below the poverty level. This will help to ensure that the justice system does not miss out on these groups of people who cannot afford to hire a lawyer. These groups of people are unable to even have enough for their daily basic necessities much say a lawyer should they require one when they face a legal situation. The Legal Aid Society basically provides services such as criminal defence and juvenile representation in Family Court for these groups of people in New York.

Every year, the Society will have to handle about more than 200,000 indigent criminal cases. On top of these criminal cases, the Society has to act as legal guardian to more than 30,000 children, representing individuals, families and community groups in more than 30,000 cases ... Read more »

State Government Sites

Auditor of State

Secretary of State

Executive Branch

Indiana Attorney General

Legislative Branch

INDIANA LEGISLATIVE INFORMATION

Functions of the Association of Indiana Counties include lobbying the Indiana General Assembly on behalf of counties, serving as liaison among counties, state and federal agencies as well as providing technical assistance and training to county officials and employees.

Information on the commission and legal protection.

The Indiana Commission on Public Records assists state and local governments in the efficient and effective management of public records.

The Indiana Commission on Public Records assists state and local governments in the management of public records.

Indiana Criminal Justice Institute The Indiana Criminal Justice Institute serves as the state s planning agency ... Read more »

The merger of Concord into Kaplan University in late 2007 made Concord the first online law school to be part of a regionally accredited university. [ 3 ] [ 1 ] However, the school is not accredited by the American Bar Association. [ 4 ] or by the California Committee of Bar Examiners. [ 5 ]

Because of the school's status as an unaccredited distance learning law school by the California Bar Association, Concord students must take and pass California's First Year Law Student Examination, colloquially called the "Baby Bar," after their first year of law study. Students may progress to advanced law courses and eventually sit for California's State Bar Examination once they have passed the Baby Bar. [ 5 ] [ 1 ]

The California State Bar reports that of the 196 Concord students taking the "baby bar" in October , 28 or 14.3% passed. The average for All Takers of the "baby bar" is 14.7% of 653 examinees.

The California State Bar report for the July Bar Exam states th ... Read more »

Like most motorists, you will likely get a traffic ticket or be stopped by the police at least once in your lifetime. Minor traffic violations such as speeding or double parking generally are classified as "infractions" that are not punishable by jail time. Most of the time, fines for traffic tickets can be paid through the mail without the need for legal representation. But for more serious traffic offenses, or when extra points on your license could lead to a suspension, it makes sense to consult with an attorney.

FindLaw's Traffic Laws section covers everything from getting pulled over by police and having your vehicle searched, to understanding your rights and fighting a traffic ticket. This section also provides a state-by-state directory of traffic laws and DMV offices.

A Brief History of Traffic Laws

Cars were mostly a novelty when they were first introduced at the turn of the 20th century, so they generally followed the rules established for ho ... Read more »

Law students pay too much money. Law school is way too expensive. Maybe this is why Frugal Law Student is so popular. (It also could be because he is cool and writes great articles, but I digress.)

To help law students save money, I ve been researching for the cheapest price on law school casebooks, study aids, and law outlines at various sites online. Unless you steel or borrow your law school books, you can almost certainly save money buying your law school books at these online stores.

Amazon is old reliable. It has a huge assortment of books, new and used. Since you probably already know all about Amazon, I won t explain more, except to say that Amazon has saved me hundreds of dollars when buying casebooks for law school courses.

Lately, I ve been really excited about . This site has a huge collection of law school books, and its prices are often cheaper than Half.com. A1Books. and event Amazon. I also like how easy it is to search for a book by ... Read more »