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#Removing Late Payments From Your Credit Report

Late Payments can have a detrimental effect on your credit score.

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One recent late payment on a single account can lower a score by 15 to 40 points, and missing one payment cycle for all accounts in the same month can cause a score to tank by 150 points or more.

A single 90 day late payment also factors heavily in your credit score and is about as damaging as a collection account, judgment, tax lien, and even a bankruptcy.

Consecutive late payments are even more harmful to your score, as each subsequent late payment is weighted more heavily.

Let the industry leader help!

Whether you have a single 90 day late payment or a series of lesser late payments, if they are being incorrectly reported on your credit reports, you can dispute them with the credit reporting agencies and the lender who reported it.

Let Lexington Law help you with this. Lexington Law has helped our clients in the removal of 1,008,738 inaccurate, untimely, misleading, or unverifiable (questionable) late payments from clients' credit reports in 2014 alone. Lexington Law's Concord level services help you challenge questionable late payments by providing credit bureau and creditor interventions.

Lexington Law credit counselors consider all factors affecting your credit score (recency, number of late payments, amounts owed, other negative items, current credit score, length of credit history etc.), and tackle the issues to yield benefits in the shortest amount of time possible.

In addition to helping remove questionable late payments from your credit report, Lexington Law can also help clients remove a variety of other questionable negative credit items such as collections, charge offs, judgments, and more.

Plans start as low as $79.95 a month.

For more information on disputing late payments, call 1-855-255-0139